All Blog Entries by Brian Pfeffer

Found 28 blog entries published by Brian Pfeffer.

Sometimes qualifying for a traditional loan can be cumbersome with restrictions on credit and income. USDA loans are ideal for first-time Colorado homebuyers or anyone who has saved less than 20% for a down payment. USDA loans come with fixed interest rates and no money down.

Those with less than perfect credit scores will be relieved to know that the USDA has flexible credit guidelines. No assets are needed to qualify so you won’t have to worry about putting property up as collateral.

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The USDA offers loans to people making low to moderate incomes, living in areas with smaller populations. These loans are backed by the U.S. government, so lenders are more open to lower credit scores and lower incomes. The lender knows that their money is safe

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What a great house to call Home! built in 2013 and features over 3000 sq ft - including 5 HUGE bedrooms! This home is located on a quiet street and backs up to Sand Creek, offering plenty of privacy.

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DETAILS:

  • 5 BED, 3 BATH, 1 CAR GARAGE

  • 3082 SQUARE FEET

  • Oversized Bedrooms And Living Spaces

  • Walk Out Basement

  • Privacy with Mountain Views

 

CONTACT BRIAN PFEFFER for A Private Viewing 719.576.4242

Click Here For Full Listing Details (Read FUll Post To Click Link)


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Beautiful Home For Sale in fabulous Walters Commons - Monument, Co! Conveniently located near Lewis Palmer High School and I-25. Just 40 minutes to Denver Tech Center and 20 minutes From Downtown Colorado Springs!

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DETAILS:

  • 3 BED, 4 BATH, 1 CAR garage

  • 1896 SQUARE FEET

  • Numerous upgrades

  • GREAT LOCATION

  • Stellar D38 Schools

 

CONTACT BRIAN PFEFFER 719.576.4242


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If you experienced sticker shock when you received your real property notice of valuation from the El Paso County Assessor’s office, you’re not alone. Many residents of El Paso County are shocked by one of the sharpest property value increases in recent history. It’s the first time in 14 years, that the county has experienced such a hike which means larger tax bills for residents.

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 These reassessments are mandated by law every two years. To show you the extent of the increase, consider this: In southeast Colorado Springs, values have shot up 37 percent. Higher valuation means higher taxes. The last time the county experienced double-digit increases was in the late 1990s and early 2000s.

 You can appeal your home’s valuation by filing an appeal

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One of the main reasons why people are turned down for a mortgage is a low credit score. That’s why it’s so important to start working on improving your credit score now if you plan to buy a home in the future. Your credit score serves as a numerical summary of your credit history. It tells lenders how you’ve paid your debts in the past whether that be credit cards, car loans, or college tuition. The score tells lenders how much of a risk you are as a borrower. It can also be used to gauge how much money they are willing to loan you.

How is your credit score calculated?

The three credit bureaus (Equifax, Experian, and TransUnion) calculate your score. They may include rental payments and even your employment history, but all three do not

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NEW LISTING COMING SOON IN Fountain Country Club Heights. Peaceful NEIGHBORHOOD - Great Floor Plan - LArge, flat Lot - Fenced Backyard. JUST MINUTES FROM FORT CARSON!

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DETAILS:

  • $265,000

  • 4 BED, 2 BATH, 2 CAR

  • 1763 SQUARE FEET

  • MINUTES TO FORT CARSON

  • Beautiful Location

  • Hit's the Market on MArch 22!

 

SCHEDULE YOUR PRIVATE SHOWING TODAY AND BE THE FIRST TO DISCOVER THIS GEM!

CONTACT BRIAN PFEFFER 719.576.4242


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Many home buyers are unaware of ways to save money on home loans such as the assumable mortgage loan. This article explains what an assumable mortgage is and how it is used with VA loans to save veterans thousands in the Colorado real estate market. Active military service members and veterans looking for Fort Carson housing should take advantage of this often overlooked interest rate workaround. If you’ve ever wondered “Are VA loans assumable?”, this article will give you a detailed explanation of an assumable mortgage.

Assumable Loan Colorado Springs

Assumable Mortgages

Not every loan can be an assumable mortgage loan. Only FHA and VA loans are assumable. It’s not a sure thing either because most assumable loans must be approved by the lender unless the mortgage was closed

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Home buyers can expect a triple whammy in 2019 with a continuing tightly competitive market (low supply), higher prices, and an interest rate increase. But all is not lost in the 2019 Colorado Springs real estate market. There are several welcome developments for home buyers and mortgage borrowers. New construction will include more affordable entry-level homes and mortgage lenders are easing the qualification requirements for loans. First time home buyers are getting much-deserved attention now in the real estate market, more so than ever before.

Below, is a list of housing and mortgage trends for 2019.

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Need More Homes

The lacking supply of homes for the market will continue to lag in 2019, but it’s not expected to worsen. The number of

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Choosing a professional real estate agent to list your home is so important in today’s market where buyers pay attention to details such as how long a home has remained on the MLS and how many times the price has dropped. Hiring a poor performing realtor can end up costing you in the long run when you find yourself paying the mortgage for your unsold unoccupied home.

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Your listing agent should act as an advocate for you every step of the process. But oftentimes, some agents post the listing on MLS and then do nothing to promote it.

The sellers that hire these realtors are unaware of the realtor’s lack of professionalism. The seller assumes that the realtor they’ve hired is someone they can trust.

Another trap that sellers fall into when

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There were 614,000 homes sold in 2017. 

Whether or not those homes were the right homes for buyers, however, is an entirely different matter. Finding the right kind of home that suits our needs and wants is possible when we know exactly what we're looking for and where. 

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High competition and limited housing choices sometimes skew a buyer's mindset when selecting a home. Other times a lack of patience can also cause a buyer to make the wrong housing choice. Regardless of the reason why some buyers make these decisions, some end up selling after discovering the house just wasn't right for them. 

We all want to find our dream homes within our price range. We see our homes as symbolic to time with family, a sense of security, and as a reflection

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